As an experienced wealth manager and retirement planning advisor, I find it very challenging when a prospective client somehow thinks I can answer their “Can I retire?” question in an initial one- or two-hour meeting. I’m sure most fiduciary advisors have been asked the same question, which, as you know, entails a far deeper discussion, mostly driven by actions taken long before we ever meet the client. This important question — which is never easy to answer — entails lots of analysis, projections, assumptions, psychological questioning related to risk tolerance/investing and often turns into a history lesson on the family as well. Sometimes it’s a heart-wrenching answer to deliver. Let’s review some important questions most investors don’t consider when it comes to thinking about their retirement that fiduciary advisors wish they would. http://www.thinkadvisor.com/2013/09/30/what-i-wish-every-prospect-had-considered-before-a
Andy graduated from the University of Alabama-Birmingham with a B.S. degree in Accounting. He is a Registered Investment Advisor Representative of Money Management Services, Inc and holds the designations of CPA (Certified Public Accountant), AIF® (Accredited Investment Fiduciary), CTS™ (Certified Tax Specialist), and WMS (Wealth Management Specialist). As an advisor, Andrew specializes in comprehensive financial planning, estate tax planning, personal taxation planning, retirement income distribution planning, wealth accumulation, personalized portfolio management, and fiduciary investment management services.